No matter whether the front desk repays independently or the back-office system withholds, it is necessary to apply for prepayment in CDB's student loan system, otherwise it will be impossible to repay voluntarily in Alipay or the system will automatically deduct the repayment. It is valid to apply for prepayment once. For example, if you apply and complete the repayment this month, there will be no automatic deduction next month. If you apply for prepayment, if you fail to repay, you need to apply for the next prepayment again. In the CDB student loan system, after the application for early repayment is successful, you can operate repayment on the computer:
1. Log in to Alipay account (www.alipay.com) and click Application Center-Student Loan Repayment;
2. Enter the borrower's Alipay account, ID number and verification code, and click to query repayment information;
3. Query the repayment amount, confirm the repayment amount, click Next, and complete the operation according to the page prompts.
Second, how to repay the student loan of China Development Bank?
When you call the local financial aid center, you will usually be told what to do. Generally, you will put the money into the passbook or card you gave when you first borrowed the loan, and then inform the financial aid center to inquire. After a certain period of time, you can log on to the graduate loan information confirmation network to inquire, and it will show that you have repaid. I hope it helps you.
Three, the National Development Bank student loan system can not choose provinces?
I've been in this situation.
First of all, you'd better try to log in with IE browser. If not, go to IE toolbar, IE options and privacy, and remove the check box to enable pop-up blocker, and it should be ok.
I hope I can help you.
Four, the National Development Bank student loan system how to return?
The repayment of the student loan system of China Development Bank is mainly realized through Alipay. Now that everyone has basically opened Alipay, students need to withdraw the amount of student loans from Alipay accounts, and they can repay the money in Alipay. I. Repayment Time Annual repayment date: 65438+February 20th or September 20th. Please refer to the date written in the contract for the specific repayment date. Within 5 days before the repayment date, there must be enough repayment amount deposited into Alipay account, which is within the balance, not the wealth management balance treasure. Alipay will deduct the corresponding amount from the student Alipay account on the repayment date according to the deduction instruction of CDB's loan management system. After three working days, students can log on to the student online service system to check whether the repayment is successful. Second, prepayment If you are worried about automatic repayment or want to pay off the loan in advance, you can choose to prepay. Submit an application: submit an application for prepayment (application form for prepayment of student loans of China Development Bank) in the student online system or university financial aid center before 10 every month (except 1 1). Deposit repayment amount: the full amount of funds will be recharged to the student Alipay account before 15 every month. Warm reminder: Alipay will deduct the corresponding amount from the student's personal Alipay account on the prepayment deduction date (20th of the current month) according to the instruction of CDB loan system; After three days, students can log on to the online system to check the prepayment results. If the current prepayment fails, you need to resubmit the next prepayment application. According to Article 5 of the Detailed Rules for the Operation of National Student Loan of China Bank, the term of national student loan is generally not more than eight years. If the loan student continues to study for a postgraduate or second bachelor's degree after graduation, the loan period will be extended accordingly during the study period, and the principal and interest of the loan will be paid off within four years after graduation of the postgraduate or second bachelor's degree. The specific term is determined according to the borrower's schooling, and whether to extend the term is decided by the lender and the borrower through consultation. Article 6 The national student loan interest rate shall be implemented according to the loan interest rate of the same grade stipulated by the People's Bank of China, and shall not fluctuate. If the loan term is within one year (including one year), the interest shall be calculated at the interest rate agreed in the contract. If the statutory interest rate is adjusted, the contract interest rate will remain unchanged; If the loan term exceeds one year, the interest rate will be fixed for one year. If the legal interest rate is adjusted, the adjusted interest rate shall be implemented from the corresponding date of the loan issuance date; If the accumulated term of the loan reaches the new term level of interest rate after the extension, it shall be implemented at the new term interest rate from the date of extension; The part of loans overdue that has not been approved for extension shall bear interest at the overdue loan interest rate stipulated by the Bank of China. Article 7 Each borrower applying for a national student loan shall not exceed 6,000 yuan per academic year, and the specific loan amount shall be determined by the lender according to the actual situation of the borrower.