For many novices in the stock market, it is not easy to get a share in such a fierce and ups and downs sales market.
If your stock age is less than three years, then you are basically a novice. If you want to be a perfect investor in the sales market, you must spend a lot of time studying and summarizing, which is impossible to guarantee in the short term.
So, is it possible for a novice stock market to get better project investment test results in a relatively short period of time? If you have been paying attention to the content of my article, I firmly believe that there is still a chance to guarantee it.
According to my stock investment experience and work experience in the past ten years, there are many ways to succeed in stock investment, but all of them fail. If you can bypass these generally incorrect project investment practices, you may also beat the sales market and become a big winner.
In the next period of time, I will publish some articles one after another to tell individual investors which project investment traps to avoid and prevent investors from making big mistakes and going astray.
Why did I talk about this in the first place? Because I have seen many people lose money and owe a lot of debts because of their blind self-confidence in borrowing and stock trading, which leads to the breakdown of their families and even the separation of their wives. I don't expect that kind of thing to repeat the same mistakes with investors who care about me.
When investing in stocks, you must put your mind right. The project invests in the stock market for better appreciation and appreciation of wealth, not for better overnight wealth. With this mentality, everyone can deeply analyze and actually operate individual stocks.
Everyone knows that Copernicus, an outstanding biologist, also had a desire for wealth. In the famous south sea bubble in the United States, he is a shareholder of the company that invested in Donghai enterprises in the initial stage. After making a profit of 100%, he cleared the stock of the enterprise in the market.
As we all know, after he sold the shares of Donghai enterprises, the share price of Donghai enterprises continued to climb, beyond the scope of the fundamental support points of stocks. Copernicus failed to resist the temptation of speculative exploration and bought a large number of listed companies in the East China Sea at a higher price. Finally, the bubble burst, and he suffered serious losses, so he put in his ten-year salary.
Unsuccessful Copernicus said, "I can measure the movement of stars, but I can't measure people's madness." Even Copernicus, a gifted biologist, suffered heavy losses in the stock market. As an ordinary person, how can we be blind and confident? I don't know. Many people don't understand this truth. They always feel that they are naturally selected and can do better than most people.
I gradually took some money to speculate in stocks, randomly selected a few stocks, encountered a wave of small bull market, earned a little money and gradually got carried away, and felt that I was very talented in speculating in stocks. Therefore, the more speculation, the greater the desire, gradually borrowing a lot of assets, capital investment in the stock market, to achieve the ideal of getting rich overnight. I don't know that I started to make money because I happened to meet a big bull market, and most of the stocks in the big bull market grew. Such people usually go to failure and end up in debt.
First, it's very easy to make people insane to borrow money for stock trading.
After all, you have to pay back the money you brought, not your own money. Investing money in the stock market is always annoying. Once there is a loss, the psychological state will be unbalanced. Afraid of investment failure, debt can not be paid off, the actual operation will become more and more irrational, and the risk will become greater and greater. If you invest in your own spare money projects, you will be more chic and more rational.
Second, the cost of borrowing shares is too high, and it is very easy to lose big debts because of small.
If you borrow money from your friends for stock trading, it is disloyal not to pay some interest on the loan. Once you lose money, the boat of friendship is likely to capsize.
If you borrow money from a bank, you must bear higher loan interest costs. Lending for stock trading is like opening a supermarket. Whether it is profitable or not, it is necessary to pay the budgeted store rent and labor costs every year. If the business is bad, the goods can't be sold, and the total profit is negative, plus the store rent and labor costs, there will be greater losses.
Suppose you have 10 thousand yuan on hand, and you think your assets are too small. You borrow100,000 yuan from financial institutions to speculate in stocks, and the loan interest rate is 8% (not the loan interest rate), and the loan time is one year. If you enter the market at 1 10000 yuan, you happen to encounter a big bull market in the first year, with a loss of 20% and assets of 79200 yuan. At the end of the year,100000 will be paid back, and there is a shortage of funds. Then you borrowed100000 from a financial institution, and the loan interest rate was 8%.
At the moment, you only have 79,200 yuan on hand, and you need to repay the loan by the end of the year 1.08 million yuan. You have to get a rate of return of 36.4% to settle the loan, and you have to get a rate of return of 49% to get your 1 10,000 yuan capital back. This rate of return is terrible, knowing that Buffett's Hathaway investment management company has an annual rate of return of more than 20%. If your rate of return is 20% in the second year and your assets are only 95,000, you still have to borrow again to pay off the loan.
The A-share market is short-lived and long-lived, in case you are unlucky enough to encounter a bull market for two years. In the second year, you lost 20% and your assets became 63,400 yuan. After deducting 8,000 yuan from bank deposit interest, there is only 55,400 yuan left. If you want to make a profit at this moment, you must get a rate of return of 1 13%. Obviously, as long as you keep losing money for two years, you are likely to fall into a vicious circle of borrowing new debts to pay off old debts. If financial institutions raise the loan interest rate or refuse to lend, you will be deeply involved in the economic crisis and finally clean up your credibility.
This is why many people are blind and confident, borrow money for stock trading, and finally get into debt, which leads to the separation of their wives and children.
Therefore, we should look at the stock market investment objectively and regard it as a way to increase the value of wealth capital, rather than fantasizing about getting rich overnight. Never borrow money for stock trading.