1, with different business scope.
The main business areas of corporate banking include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
General banks are note-issuing banks in Hong Kong and Macao, and their business scope covers commercial banks, investment banks, charity, insurance and aviation financing.
2. Development orientation is different.
The development of corporate banks is based on comparative advantages, rational allocation of resources and continuous introduction of differentiated products and services; Adjust and improve the internal operation mechanism, further improve the risk management system, and improve the scientific and transparent credit decision-making;
General banks handle their business according to prudent accounting principles to increase transparency; Establish a strict target responsibility system and an incentive and restraint mechanism to serve this system; Strengthen education and training to cultivate BOC culture.
3. Different achievements
The reputation and achievements of corporate banks over the years have been widely recognized by the industry, customers and authoritative media. It has been selected as "the best bank in China" and "the best domestic bank in China" by Eurocurrency for 9 times. 16 years, selected as Fortune Global 500 Enterprises; At the same time, it was rated as "the best domestic bank in China" by the Ministry of Finance;
General banks were rated as "the best trade financing bank in China" and "the best foreign exchange bank in China" by Global Finance magazine. Far eastern economic review was named "Top Ten Enterprises in China"; After the reorganization and listing of BOC Hong Kong, it has successively won many important awards, such as investor relations award, best IPO investor relations award, Asian finance award, best transaction award and best privatization award.
Baidu Encyclopedia-Foreign Corporate Bank
Baidu encyclopedia-bank