Specific steps: 1. Enterprises directly apply for loans from cooperative banks or credit cooperatives. 2. The enterprise submits a written application and provides relevant information, such as a perfect enterprise application guarantee. 3. The salesman of the guarantee company writes an evaluation report based on the investigation and information collected from the enterprise and submits it to the manager's office meeting or the board of directors for deliberation. 4. After approval, sign relevant contracts. 5. Sign loan contracts with banks or credit cooperatives. 6. Sign a guarantee entrustment contract and a counter-guarantee contract with the guarantee company. 7, guarantee companies and cooperative banks or credit cooperatives * * * cooperate to supervise the use of enterprise funds. After reviewing all the procedures, the application was successful.

The national financing guarantee fund is a state-level financing guarantee institution. There are some policy financing guarantee institutions and commercial guarantee institutions in the market, and the national financing guarantee fund is a national financing guarantee institution initiated by the Ministry of Finance and commercial banks. The national financing guarantee fund is positioned as a quasi-public financial institution, but it is not a licensed financial institution.