Steps for an individual to withdraw the housing provident fund:

1. Provide the real identity card of the individual and go to the unit where he works to receive the application for withdrawal of the housing provident fund.

2. After the company reviews the personal data, it will affix the seal reserved by the company to ensure the validity of the data.

3. Take the application for relevant documents and other supporting materials mentioned above and go to the local housing provident fund center for processing.

4. After being audited by the housing provident fund management department and meeting the withdrawal conditions, the transfer can be completed within three working days.

Benefits of provident fund:

1. It is equivalent to an indirect salary increase.

2. The deposit interest of the housing provident fund in the account belongs to the employees themselves.

3. The housing accumulation fund paid by enterprises for employees is exempt from personal income tax.

4. As a special housing security fund, it can be used to apply for loans and enjoy low interest.

5. When you retire, you can withdraw all the balance in your account at one time as a supplement to your pension.

Jiwu real estate encyclopedia, more knowledge is necessary to buy a house.