Correlation comparison Alipay is a great weapon to buy water, electricity, drinks and brushes in our daily life. You can go out without money, but you can't go out without your mobile phone.
So for us, Alipay is a part of life and one of the indispensable apps. A piece of software can meet all my needs. From this perspective, on the other hand, Tian Tian Fund Network is just a website or platform for buying funds, which can't meet my various needs.
In the first game, Alipay won!
The difficulty of starting is compared with the so-called starting degree, and speaking with others is the degree of mastery at hand. Want to buy a fund on Alipay, click it, the operation is simple, because we have bound the relevant information. However, I have to register, tie the card, set the password, and can't use fingerprints. Most importantly, I know so many forms, data and comments, but together, I don't know what they mean. Ok, please allow me to steal a lazy, or use Alipay to buy with one click.
In the first game, Alipay won!
Professional Comparison If you have also bought funds with good returns, then you must have heard of the name Tian Tian Fund Network, because it has many auxiliary functions, such as checking the historical performance of funds, managing and controlling fund managers, Morningstar rating, holder structure, etc., which are all tools to help ordinary investors screen funds. Most importantly, it is not only low in fees!
Remember what I said before, the underestimated list in the digital treasure is also one of the reference standards when I choose.
The situation of each fund of Alipay is as detailed as that of Tian Tian Fund Network, so Tian Tian Fund Network won this game!
Conclusion Let's make statistics. Total score of Alipay is 2: 1 Tian Tian Fund Network. Alipay has gained more customers and used more people, which is more relevant. At the same time, the user base is wider and it is easier to drain. But from the perspective of investment, investment is not gambling. As an investor, I hope to see more information to help me make decisions, so I will choose Tian Tian Fund Network!
I bought funds in Alipay, but I downloaded Tian Tian Fund and entered the fund code in Alipay into Tian Tian Fund, so I could see the income of the day. In this way, you don't need to open Alipay and open Tian Tian Fund, so you can probably know how much you lost or how much you earned today. In this way, if you show it to others, others will not know how much money you have, but only see how the income is. Secondly, after all, Alipay is a big platform, and he is not afraid to run. Safety is the most important thing. I can accept a chicken to pay 50%, but I can't accept running on the platform. Do you understand, plug?
As a senior driver, I only buy and sell in the fund company's APP, and the rate is basically 0. After Man Cang, I basically operate once from June to 65438+February.
For non-Xiaobai, if you have the concept of long-term investment, you can use the App of the fund company, which is very convenient and fast. Big head company has a variety of products, and there are enough choices. There is no need to delve into n products of n companies.
Continue to study hard if you don't understand.
I transferred from Alipay to Tian Tian Fund.
Alipay has a huge user base because it is a comprehensive app, which is also used by non-citizens, and Tian Tian Fund is a pure third-party sales platform for funds. Therefore, many people found the entrance of funds in the process of using Alipay, plus the promotion and guidance of Alipay. To tell the truth, Ali and Taobao are both good at draining these crooked ways. Yu 'ebao is actually a money fund. Ma Yun attracted countless people with a seven-day annualized word game. Alipay's fund operation is simple and attractive, and it has recommended many gold medals, which is very gimmicky. Alipay's fund community is also more lively than Tian Tian Fund. Know how to gather popularity. The operation of Tian Tian Fund is complicated and not very friendly to novices, but the information, parameters and functions of Tian Tian app are very detailed and practical, and the owner is Oriental Fortune. In fact, it is more suitable for ordinary people. Many small white after the novice, from Alipay to Tian Tian Fund.
But every day, the server of the fund sometimes has problems and has encountered them. But it is said that it has been upgraded and maintained every day recently. Let's see what happens.
I feel that Alipay is used to it and feels very safe. Even if the charge is high, I like to use it. It seems that the cost is getting lower every day, but it is a new platform and strange to me, so it is useless to download it all the time.
Alipay users have a large coverage and basically have spare money in it. It is easy for users to use Alipay to try to buy funds. Over time, they get used to it.
There are two reasons: first, lazy, unwilling to engage in platform registration or something; One is that most people are fund whites, and they have an idea about the fund, which is bought by many people. As an experienced person, I still like to use some professional platforms, such as Straight Flush, Everyday Fund and Egg Roll Fund. Because the interface inside Alipay is too simple, there are too few introductions, the fund market is not doing well, the income statistics are simple, and it is unfriendly to the fund portfolio. Alipay means that there are many users and the conversion to fund users is fast, but the experience is very general.
Let me, an old citizen, answer this question.
First of all, I will briefly popularize the main channels for purchasing funds. There are several ways:
In the past, mobile phones were not smart enough, and many practical functions and APP software only emerged in recent years. Even now, there are still some people, especially the elderly, who don't know much about the fund purchase channels. They all go directly to the bank and ask the staff to help them operate and buy. I also bought some in the bank in 2006. But now young people hardly run the bank [yi tooth]
Alipay was not popularized in 2006, and I basically bought funds on the website of Bank of Communications. It's inconvenient to turn on the computer, whether it's buying or checking the income. Of course, the apps of major banks are downloaded from your mobile phone now, which is more convenient to operate.
My stock manager often recommends me to buy it in securities software. Sometimes I can't save face, so I just buy some. I don't like it very much. Sometimes there are no bullets after the stock is replenished, which will affect the deduction of fixed investment.
Click "My" on Alipay's homepage, and "My Assets" will appear, including balance, balance treasure, wealth management products, funds, gold and Yu Baoli. Click on the fund, add "optional", and then you can buy it, which is very convenient.
Tian Tian Fund Network is a website of Oriental Fortune Network, which specializes in fund information sorting, ranking and sales. There are only four steps to buy funds online: the first step is registration, the second step is identity verification, the third step is capital injection, and the fourth step is purchase. The most important thing is that the purchase rate is cheaper on this. And it's convenient to check income. Almost every night at 8: 30, you can check the income of the day, and the monthly income and annual income are also clear at a glance.
Then, I'll answer your question. Why do many people buy funds in Alipay, but few people buy them in Tian Tian Fund Network?
Judging from the above four purchase channels, purchasing funds from Tian Tian Fund Network should be the first choice, followed by Alipay, bank APP and bank and stock account numbers. However, judging from the purchase fund groups I contacted, I still bought more in Alipay. I think the main reasons are as follows:
Because many people's change is put in Yu 'ebao, when buying a fund and choosing "payment method", you can directly choose "Yu 'ebao" without adding another bank card. If it is still in the wait-and-see period, then the money can continue to enjoy the 7-day annualized rate of return of about 2.4% in Yu 'ebao, which is convenient and affordable. Moreover, directly opening Alipay to purchase can save the need for banks and Tian Tian Fund Network App to enter passwords [Rose].
Although the handling fee of Tian Tian Fund Network is relatively low, the average buyer doesn't care about that handling fee, not to mention that the fund is generally held for a long time and will not repeat the transaction. On Alipay, there is no redemption fee for some money funds; For some Class C funds, generally held for more than seven days, no redemption fee is charged. Other types of funds, some of which have been held for more than two years, do not charge redemption fees, depending on the information published by the fund. If it is held for less than seven days, a high redemption fee will be charged at the rate of 1.5%.
Although I have bought funds for so many years, I have always chosen Alipay since the day I had Alipay. Tian Tian Fund Network was recommended by people who started using it only two years ago. I also started to recommend it to my friends, but they were too lazy to download another APP. Some of their mobile phones have insufficient memory, while others are idle. After all, Alipay is used to it and trusts it.
Alipay is a national APP with nearly one billion users, covering a wide range of people and many applications. Therefore, there are many people who buy funds in Alipay, and Xiaobai users are the first;
Tian Tian Fund is more professional, with complete data and functions, many analysis reports and portfolios, and can also conduct simple quantitative transactions, which is suitable for professionals and more professional than Alipay.
Alipay is the mainstream payment tool, WeChat is much worse, the interface is unfriendly, there is no guidance from Xiaobai, and there are too few funds to choose from.
Let's talk about Alipay and Tian Tian Fund:
Alipay occasionally has red envelopes, but Tian Tian Fund doesn't seem to have them. Alipay is the mainstream payment tool, and the transfer of Yu 'ebao is very convenient, mainly due to usage habits.
I checked online before. It seems that Alipay and Tian Tian didn't get their bills until after 2: 30 every day, but Alipay didn't have this problem. Judging from the two apps, every day is more professional and provides more information, but the fund Xiaobai doesn't look at these things, just pay more attention and buy more. Whoever does a good job in big data in the future, whoever has more red envelopes, will be popular. Only old comrades can buy funds without discount like banks.