1. What are the policies for college students' self-employment loans in 217?
Requirements for applying for college students' entrepreneurship loans:
1. College graduates or above;
2. Not employed for more than 6 months after graduation, and registered for unemployment in the local labor and social security department;
3. To:
First, the loan application place;
second, business license and business license ability;
thirdly, and most importantly, the projects invested by entrepreneurs have some self-owned funds.
Only those who meet the above conditions can apply to the bank
Second, what are the conditions and procedures for college students to start a business loan; How long will it take to approve it?
with the encouragement of national policies, there are more and more flexible forms of employment for college graduates, and self-employment is a good form of employment. Chongqing also provides a preferential policy for college graduates to start their own businesses. College graduates can enjoy financial discount if they apply for starting their own businesses. The brief contents are as follows. 1. Application conditions: 1. College graduate or above; 2. Not employed for more than 6 months after graduation, and registered for unemployment in the local labor and social security department. Second, the loan term: the small-scale business start-up loans provided by the state for college graduates are subsidized loans by the government, with a term of 1-2 years, and no financial discount will be enjoyed after 2 years. Third, the loan method: the way for college graduates to start their own businesses is to guarantee and mortgage (pledge) loans. Four, the specific operation methods can be consulted to the local labor and social security bureau. In addition, there are other preferential policies for college students to start their own businesses. For example, those who are engaged in self-employment are exempt from industrial and commercial registration and management administrative fees within one year; Self-employed and self-employed people can also trust their household registration files in the employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses
III. Policies to encourage college students to start their own businesses in 217
Here are the policies to encourage college students to start their own businesses in 217, which I compiled for you. Welcome to read them. For more related content, please pay attention to the policy column.
The first policy to encourage college students to start businesses in p>217 is to improve the ecological environment for innovation and entrepreneurship. National high-tech zones actively create a good environment for the development of high-tech industries and an ecosystem conducive to innovation and entrepreneurship. Through "Torch Innovation Project of Science and Technology Service System" and "Entrepreneurial China Action", efforts have been continuously intensified in resource gathering, platform construction, talent introduction and policy improvement, and the scale and systematic development of science and technology services has been promoted at a brand-new starting point. The science and technology service capacity of national high-tech zones has been gradually enhanced, the development environment of service institutions has been continuously optimized, and the integration of science and technology service resources has achieved initial results, which has promoted science and technology entrepreneurship, enterprise innovation, industrial upgrading and the development of strategic emerging industries.
through the construction of new innovative and entrepreneurial carriers such as creative spaces and entrepreneurial communities, and the comprehensive construction of high-tech transfer and transformation channels and industrialization platforms, a large number of high-tech enterprises have emerged. In recent years, new incubators emerging in high-tech zones have effectively broken through basic services such as physical space and commercial agency, and provided entrepreneurs with low-cost, convenient and open entrepreneurial space by relying on the Internet and open source technology platforms, thus increasing the opportunities for entrepreneurs to communicate with each other. At present, a large number of entrepreneurial communities have been formed in the national high-tech zone to accommodate entrepreneurs, investors and entrepreneurial tutors, thus maximizing the value of agglomeration effect. A new wave of "mass entrepreneurship and innovation" has really set off in the national high-tech zone.
Interpretation of the latest entrepreneurship policies for college students in various places in p>217
Heilongjiang: College students can be transferred to related majors first, allowed to keep their school status, and enjoy the national independent entrepreneurship support policies like graduates. By 22, 1/1 fresh college graduates will participate in entrepreneurship training. Harbin subsidizes college students' entrepreneurial projects. Where college students start businesses in Harbin, those who start businesses in cities and towns will be given a one-time subsidy of 2 yuan for their entrepreneurial projects; In order to encourage college students to return home to innovate and start businesses.
A one-time subsidy of 3, yuan will be given to college students who return to rural areas (towns and below) to start businesses. Outstanding and key scientific and technological entrepreneurial projects with high scientific and technological content and great market potential, which can form economic growth points in a short time, will be funded by 2, yuan to 3, yuan after evaluation; Carry out college students' entrepreneurship competition and typical selection activities of college students' entrepreneurship, and vigorously support online entrepreneurship.
Jiangxi: College students can keep their school status for up to 7 years when they drop out of school to start businesses. The government injects 1 million yuan each year to enrich the youth entrepreneurship and employment fund, and focuses on supporting 1, college students to return home to start businesses every year.
Tianjin: companies with a registered capital of less than 5, yuan for college graduates and returned overseas students can register with zero down payment, opening up a "green channel" to support self-employment.
Hangzhou, Zhejiang: If a college student entrepreneurship project applies for free entrepreneurship funding, the amount of funding will be increased from the original maximum of 1, yuan to 2, yuan; "Implementing the rent subsidy mechanism"-the urban government where the College Students Pioneer Park is located provides enterprises with a free room of 5 square meters for two years. For those who rent a house outside the Pioneer Park for starting a business, the tax-paying local finance will give rent subsidies according to the standard within two years. The subsidy standard is 1 yuan/square meter day in the first year and .5 yuan/square meter day in the second year (if the actual rental area exceeds 1 square meters, it will be calculated as 1 square meters; If the rent subsidy exceeds the actual rental fee, it shall be subsidized according to the actual rental fee).
Sichuan: College students can enjoy 1, yuan business start-up subsidy, business start-up training subsidy and discount interest on business start-up guarantee loans for college students.
Fujian: In 214-217, 3, college students will be led to start their own businesses, and 5 business incubator bases (business parks) will be built in all parts of the province and universities. Provide incubation services for 1 entrepreneurial college students every year, and select and fund a number of high-quality college students' entrepreneurial projects.
Nanjing, Jiangsu: The special fund for Hexi Financial Cluster will be expanded from 6 million yuan per year to 1 million yuan per year. Jianye district Finance will allocate 3 million yuan every year to set up special support funds to support college students to start businesses with small secured loans, and so on. All college students who start businesses in jianye district will be given entrepreneurship subsidies according to the standard of 1 yuan per person. Where the municipal acceptance assessment as "college students' pioneer park", give a one-time incentive subsidy of 3 thousand yuan to build the park.
Shaanxi: College graduates can receive SYB module training ("Start Your Business"), successfully start business within 6 months after passing the training, provide no less than 3 follow-up guidance services within 6 months after the opening, and the business start-up unit (enterprise) operates normally, and then subsidize the entrepreneurship training institution according to 8 yuan/person; Everyone can enjoy it once a year; Organize relevant experts to demonstrate entrepreneurial projects, provide information consultation during the opening process, and guide the industrial and commercial and tax registration procedures; Individuals who start their own businesses and meet the conditions for applying for small secured loans may apply for loan support of no more than 1, yuan; A partnership or organization for employment may apply for loan support of not more than 5, yuan.
Shandong: expand the scope of support for provincial college students' business incubation bases and business parks, and encourage the government, universities and enterprises to build a number of business incubation bases and business parks with good incubation conditions, strong carrying capacity and business guidance services, so as to provide excellent business platforms for workers. Hefei, Anhui Province: Subsidies for entrepreneurship training, rent and utilities will be given, and a small secured loan of up to 1, yuan will be provided for college students.
Inner Mongolia: focus on supporting college students to start businesses in emerging formats, and support social forces to organize entrepreneurship training activities such as entrepreneurship salons, entrepreneurship classes and entrepreneurship training camps. The first college students' entrepreneurship incubator is expected to be completed in June 216. At that time, college students in the city can directly enjoy a number of "policy red envelopes" such as rent reduction and exemption.
Xinjiang: Building a business incubator base in Tianshan District will not only provide a venue for entrepreneurs, give policy assistance, but also allow college students to do business practice and accumulate experience for their future entrepreneurship.