The shortest period of fixed investment in gold is 1 year, and the minimum requirement is 12 months for successful transfer. You don't need to deposit it every month, you can deposit it every other month, as long as you deposit it for 12 months, and you can deposit it for 12 months for two years or longer. Don't worry about breaking the contract or agreement just because you have no money for several months.

Waste. The difference between fixed investment in gold and fixed investment in funds is that fixed investment in gold is operated by fund companies, while fixed investment in gold needs to be constrained by investors themselves, which is a personal investment behavior. In addition, compared with the fixed investment of the fund, the fixed investment of gold also has the double-layer value preservation function that the fixed investment of the fund does not have. First, gold, as a rare metal, is itself a value-preserving currency. Secondly, the investment effect of fixed investment will increase the income of gold. It can be seen that different investment channels have different characteristics, and investors can make different fixed investment plans according to these characteristics, which can achieve twice the result with half the effort. The longer they persist, the more obvious the effect will be.

1, the investment direction of funds is different. The funds invested by the Fund are mainly used in the stock market and bond market. The capital invested by gold is simply the gold market.

2. Redemption methods are different. The way to redeem the fund is cash. The redemption method of fixed investment in gold can be cash or gold.

3. The terminology is different. Generally speaking, the fixed investment period of the fund is at least 1 year, and it is recommended to be about 3 years. The fixed investment period of gold is also one year, but it can be taken out at any time after 1 year. The starting point of fixed investment in gold is 100 yuan, and the maximum is 20,000 yuan, so as to prevent speculation. However, speculating in gold is an investment behavior with high risk coefficient and high start-up capital. Speculation in gold requires professional gold knowledge, and a fixed investment in gold is just like saving money.

1. The purpose is different. Fixed investment in gold is mainly based on saving money and preserving value, while speculation in gold is for profit.

2. The beginning is different. Minimum gold investment 100 yuan, minimum gold investment 100 yuan.

3. The risks are different. The fixed investment of gold is zero risk, but the speculation of gold is that once the direction is wrong, the lighter will cut the meat and the heavier will explode.

4. The operation is different. Gold fixed investment only needs to provide a copy of ID card and bank card. Speculation in gold requires expertise in gold investment.