Regarding the ranking of funds and ratings, "you can't believe it all, you can't believe it all." You can't look at the rankings completely, but you can't help looking at the rankings. It is suggested to pay attention to the quality of the fund itself, that is, the ability of selecting stocks, timing, investment and research strength of fund companies and the stability of fund managers, and pay attention to the following three points:

1. Fund performance only represents the past, not the future. Ranking depends on the probability of whether the fund's performance is sustainable. When analyzing the fund rankings, it is necessary to comprehensively analyze the short-term (nearly a week, nearly a month, nearly three months), medium-term (nearly a year) and long-term (nearly two years, nearly three years) performance.

2. Generally speaking, funds with high short-,medium-and long-term performance are often more likely to have excellent performance in the later period. Recommended, suitable for the vast majority of ordinary investors, see the "4433 Rule" below for details.

3. In addition to short-term, medium-term and long-term ranking, the core of fund selection is to understand its investment style and make a comprehensive analysis according to the current market hotspots and sustainability.