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Can charitable foundations lend money to individuals?
The participation of charitable organizations in private lending depends on whether the purpose of borrowing is charitable. Charitable organizations may provide loans for charitable purposes to individuals, legal persons or other organizations, but charitable organizations may not provide loans unrelated to public welfare to individuals, legal persons or other organizations.

Charity foundation is set up for charity, that is, to raise funds for scientific research, poverty alleviation, education and other fields and give back to society. Many enterprises or individuals will consider setting up charitable foundations when their capital has accumulated to a certain extent or they want to do charity.

Public welfare foundation refers to a non-profit legal person established for the purpose of engaging in public welfare undertakings by using the property donated by natural persons, legal persons or other organizations in accordance with the provisions of these regulations. According to the provisions of the Charity Law, the public welfare scope of charitable foundations usually includes:

1, help the poor;

2. Helping the elderly, saving orphans, caring for the sick and helping the disabled;

3, rescue the losses caused by natural disasters, accidents and public health emergencies;

4, promote the development of education, science, culture, health, sports and other undertakings;

5, prevention and control of pollution and other public hazards, protect and improve the ecological environment;

6. Other public welfare activities.

In a word, charitable foundations aim at solving social problems, not simply helping the poor. According to their ideas, the solution is to create equal opportunities for competition, that is, to teach people to fish, not just to teach people to fish.

Legal basis:

Provisions of the Ministry of Civil Affairs on Regulating the Behavior of Foundations (for Trial Implementation)

second

Foundations may not directly provide loans unrelated to public welfare activities to individuals and enterprises.

the charity law of the people's republic of china

Article 54

Charitable organizations should follow the principles of legality, safety and effectiveness when investing in order to preserve and increase the value of property, and all the investment proceeds should be used for charitable purposes.