There are always profits and losses when buying a fund, and if a novice buys a fund, the probability of loss will be greater. Many investors who buy funds for the first time can’t help complaining. They obviously bought it seriously, but they still lost money in the end.
Okay, what's going on? Why do novices tend to lose money when buying funds?
1. Not fully understanding funds. Funds are financial products, but they are also risky financial products. After buying funds, most people lose money. When others say that funds can make money, they only talk about one result, and lose money.
Many people don’t tell you about money.
2. I don’t understand the relevant knowledge of funds. I only listen to others saying that I make money by buying funds, and then I buy them myself. I don’t understand the trading rules of funds, the calculation of handling fees, the relationship between holding time and handling fees, etc.
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3. Buy randomly, buy funds according to your mood, buy whichever one suits your eyes, or buy whichever one you see others buying. In this case, if you don't lose, who else will lose.
4. The buying method is wrong. The first time you buy a fund, you buy it all at once. In fact, the fund also has fixed investment. Fixed investment can effectively reduce the buying cost of the fund after it falls, and is more suitable for novices.
5. Don’t dare to buy again. Many people will become disheartened after losing money when buying a fund for the first time. Facing the market correction, they will not dare to add positions at all. As a result, they can’t bear the loss and may be out of the market. In the end, they end up losing money.
End up losing money.
6. The holding time is too short. Funds are more suitable for long-term investment. First of all, if you hold for a long time, the handling fee can be reduced. Secondly, after a wave of rise, a correction is certain, and they are all in this rising and falling band.
For those who are moving forward, many people sell when their funds pull back.
7. Only buy cheap funds. Although the cost of investing in cheap funds is lower, most of these cheap funds will not rise. It is normal to get stuck after buying cheap funds.
8. Greedy, because being greedy and wanting to earn more is thankless. In fund trading, selling smartly is as important as buying smartly.
After reading the above introduction, I believe you have a more comprehensive understanding of why novices tend to lose money when buying funds. If you are a novice and plan to buy funds, it is best to avoid the pitfalls mentioned above. When buying funds, you must have your own
The ideas that others think are good may not necessarily be good. You can selectively buy or not buy the funds recommended by others.