basically, I don't approve of buying funds that are about to be split and just split. Because:

the fund split is not for the benefit of the people, but for the needs of the fund company for continuous marketing. Because many citizens, especially the new citizens, often have the fear of heights, they think that the unit net value of the fund is too high, and they can buy many more copies of the "cheap" fund with the same money, regardless of its actual profitability, that is, the rate of return has nothing to do with the net value.

Therefore, in order to sell more funds, expand the scale of funds and earn fees, fund companies will split or pay large dividends to reduce their net worth, and relatively speaking, splitting is better than paying large dividends.

In fact, after the fund is split, due to the rapid expansion in a short time, there are often not so many good stocks to invest in, which will harm the interests of the old people in a short time.