You can swipe your card at the hospital or pharmacy designated by Luoyang Medical Insurance. The main purposes of the medical insurance card are:

1, the main purpose of medical insurance is to pay for outpatient treatment.

2. Medical insurance has other uses. You can use this money to buy medicines (over-the-counter medicines), medical instruments, thermometers and sphygmomanometers at designated pharmacies.

Second, the medical insurance card account is used as follows:

Personal accounts can pay the following fees:

1, drug purchase expenses of designated retail pharmacies, outpatient and emergency medical expenses;

2. It is used for me to purchase commercial insurance and accident insurance;

3, the basic medical insurance fund Qifubiaozhun below the medical expenses;

4, more than the basic medical insurance fund Qifubiaozhun part, pay personal expenses in proportion;

5. I'll pay for the part of my personal account that is insufficient to pay.

The overall account mainly pays the following fees:

1, hospitalization expenses;

2, malignant tumor radiotherapy, renal dialysis, kidney transplantation after taking anti-rejection drugs outpatient medical expenses;

3, emergency rescue income hospitalized patients, the medical expenses within seven days before hospitalization.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.