Considering the investment time, everyone's investment preference is different. For example, some people like stock funds, which have been held for about 2 years and belong to short-term trading. Then investors can choose from the top 100 funds according to the performance trend of funds in the past two years, and then make further choices with reference to other indicators.
Referring to the fund rating, the overall evaluation of the fund made by the third-party fund platform is comprehensively evaluated according to the dimensions of the fund's past performance, income indicators and risk indicators. Reference is still relatively strong.
According to the set target selection, the selected target is preset before investment. For example, if you want to invest in a stock fund, the three-year rating is above 4 stars, the asset scale is above 65.438+000 billion, and the annual rate of return is above 654.38+02%. After setting, eligible funds will be screened out. Most fund platforms have this screening function.
Fund managers' investment experience, the longer they manage, the richer their experience, and the stronger their ability to cope with various market conditions. Try to consider fund managers who have been in fund management for more than 5 years.
The investment style of a fund manager depends on whether the investment concept of the fund manager is consistent with his own investment style. The investment style of fund managers can be judged by their industry configuration, heavy positions, positions and opinions.
The historical performance of fund managers, according to the average annualized rate of return obtained by fund managers and the average annualized rate of return beyond the benchmark, evaluates their comprehensive profitability. At the same time, consider whether the comprehensive rate of return of fund managers outperforms the market most of the time.
Look at the basic situation of fund managers and fund companies, look at the brief introduction of fund managers, and understand their working experience and professionalism. There is also the strength of fund companies, and a strong and stable investment and research team is conducive to the investment operation of fund managers.