Shanghai Pudong Development Bank Zhuoxin VIP Card takes the total financial assets of Shanghai Pudong Development Bank as the division standard, including the sum of the balances of local and foreign currency savings deposits, certificate-based government bonds, funds, securities pool wealth management products, bank wealth management products, third-party depository deposits, insurance and other wealth management products. , and then according to the application date last month's average daily balance for qualification.
The initial assets of Shanghai Pudong Development Diamond VIP customers are 6,543,800 yuan, and the corresponding VIP ID is "Shanghai Pudong Development Zhuoxin Diamond VIP Card" issued by the whole bank. The initial assets of Pudong Development Platinum VIP customers are 300,000 yuan, and the corresponding VIP identity is "Pudong Development Zhuoxin Platinum VIP Card" issued by the whole bank.
Extended data:
Bank wealth management products are capital investment and management plans developed, designed and sold by commercial banks for specific target customer groups on the basis of analysis and research on potential target customer groups. In the investment mode of wealth management products, banks only accept the funds entrusted by customers, and the investment income and risks are borne by customers or both customers and banks in an agreed way.
First, the gradual expansion of interbank financial products, mapping the original "silver-silver" cooperation model between foreign-funded institutions and Chinese commercial banks into the interbank financial management model between large domestic banks and small and medium-sized banks.
Secondly, the gradual attempt of portfolio insurance strategy, whether the product is stable or not, does not depend on whether to participate in the investment of high-risk assets, but on the rational allocation of investment portfolio.
Third, the number of dynamic management products is increasing gradually, and the flexible investment direction and portfolio and high liquidity are the main advantages of such products. However, the information transparency of such products is worthy of attention.
Fourthly, with the gradual prosperity of POP(Product of Product), different types of bank wealth management products can meet the investment needs of investors with different risk tolerance through combination construction.
Fifth, with the gradual rise of alternative investment, artworks and drinks (wine and tea) have gradually entered the investment horizon of bank wealth management products market, and the future low-carbon concept, real estate and natural resources investment will become the next hot spot.