How do people who can't choose a fund in 221 choose a fund _ Precautions for Novice Fund Investment

Many people say that their fund management will be based on the manager of the fund, the historical performance level and the investment research ability and level of the fund company, and so on, but this is only for some people who can choose a fund, so how do people who don't know how to choose a fund? The following is what Xiaobian collected for everyone about how people who can't choose funds in 221 choose funds _ the precautions for novice investment funds. I hope I can help you.

How do people who can't choose funds choose funds

1 Basic information of funds. Before buying a fund, you need to make preparations. Simply put, how long has it been established, who is the fund manager and how is the management? And what is the maximum withdrawal rate, and so on.

2 what is your risk tolerance. Risk tolerance is a test service provided by every financial platform for novice Xiaobai. Many friends did not answer the questions truthfully in the test, or subjectively thought that they could bear high risks. In fact, the risk that can be tolerated is often lower than the test results.

3 Adjust and optimize the fund. If you can stay in the market, then the next important step is to adjust the fund, which is a bit like the truth that "last year's clothes are not worthy of me this year".

In the investment market, there is never the possibility of winning, but only the probability of winning. If you want the fund to make a profit, you have to stay in the market first, then you have the possibility of making a profit, and finally you want to get a higher profit.

Precautions for beginners to invest in funds

1. Idle money needs a good attitude when investing in funds, and the operation will not be affected by capital turnover during the investment.

2 Man Cang operation is not allowed, and emergency funds for floors 2-3 should be prepared in case of market decline, so as to make low absorption.

3 add positions steadily, add positions steadily, don't be angry, and don't do it in a bargain-hunting way. After all, the risks in the market are intangible.

4. Select the best basis, which depends on the performance ability of the fund company, fund manager, positions and withdrawal rate. At least look at the rate of return for more than three years, whether it crosses the bull and bear.

5 long-term, fund investment, is a protracted war. Don't jump around in Mao Mao. Be patient with the market. Learn to wait, learn to be calm, and you will grow up slowly and gradually.

6 the best way to invest is to buy in batches in the event of a big drop or a continuous decline, and then hold it for a long time. Mainly based on medical treatment, liquor consumption, technology mixing, new energy and comprehensive mixing.

fund investment is a very good way to manage money! Everyone can buy funds, which is equivalent to finding a professional team to help them manage their own funds. However, before investing in the fund, we must first understand the overall macroeconomic situation and buy the right fund strategy in different periods in order to make money, otherwise the loss is normal.

There are three factors to be determined in the fixed investment of the fund

1. Determine the fixed investment time. The fixed investment of the fund is an investment method based on the time axis. Usually, the fixed investment is made once a month. This is because the fixed investment of the fund is mainly aimed at the working class and the salary is paid monthly. In addition, from the specific date of the fixed investment, it is recommended not to set the fixed investment time in the first seven days of each month, because there are many holidays during this period, which is easy to cause the situation that the market is closed and it is impossible to buy. Personally, I suggest that it should be determined during the period of 8-1, or according to my lucky day or living habits.

2 determine the rebalancing strategy of fixed investment. The so-called rebalancing strategy refers to the operation of increasing or decreasing the actual ups and downs of fixed investment funds, stopping winning or stopping investment, which needs to be adjusted according to your overall strategy of fixed investment funds.

3 determine expectations and risk tolerance. Income and risk are the pros and cons of investing in this coin. People tend to think only about benefits and ignore risks. The risks of fixed investment varieties under different fixed investment logic are different at different stages.

after choosing a suitable fund and setting the time and amount of fixed investment, you can start your own journey of fixed investment. Regardless of the ups and downs of the market, you will insist on fixed investment before reaching the expected income. I hope that investors will have a smooth road to fixed investment and realize financial freedom as soon as possible by increasing the value of fixed investment.