The provident fund can be withdrawn directly from the account.
Provident fund cancellation and withdrawal refers to the process in which the depositor, in accordance with the provident fund withdrawal requirements, goes to the provident fund withdrawal processing department to handle the provident fund withdrawal procedures, transfers the amount of the provident fund account to the personal account, and cancels the provident fund account.
If you meet the conditions for account cancellation, you can directly handle provident fund account cancellation and withdrawal.
The solution steps are as follows: 1. Understand the conditions for account cancellation and withdrawal: Make sure that you meet the conditions for provident fund account cancellation and withdrawal, such as resignation, retirement, death, etc.
2. Prepare relevant materials: Prepare ID card, provident fund card, resignation certificate and other relevant materials.
3. Go to the provident fund management center: Bring the relevant materials to the local provident fund management center to go through the account cancellation and withdrawal procedures.
4. Fill in the application form: Fill in the provident fund account cancellation application form as required.
5. Waiting for review: After submitting the application, wait for review by the Provident Fund Management Center. Once the review is passed, the account cancellation withdrawal can be completed.
Withdrawal of provident fund from account cancellation is an effective method of withdrawing funds for those who meet the conditions, but it should be noted that after account cancellation and withdrawal, provident fund payments will no longer be possible, and it will affect personal rights and interests such as provident fund loans.
Therefore, before handling account cancellation and withdrawal, you need to fully understand the relevant policies and your own rights and interests, and make prudent decisions.
To sum up, if you meet the conditions for account cancellation and withdrawal of provident fund, you can directly go through the account cancellation and withdrawal procedures.
However, you need to understand the relevant policies and your own rights and interests before handling it to ensure the correctness of the decision.
Legal basis: Article 24 of the "Housing Provident Fund Management Regulations" If an employee has any of the following circumstances, he or she may withdraw the balance in the employee's housing provident fund account: (1) Purchasing, constructing, renovating, or overhauling a self-occupied house; (2)
) Retirement or retirement; (3) Completely losing the ability to work and terminating the labor relationship with the employer; (4) Leaving the country to settle; (5) Repaying the principal and interest of a house purchase loan; (6) The rent exceeding the prescribed proportion of family wage income
.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.
If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.