To buy a house here, you need two million. One million can only buy a house in the suburbs. People who plan to buy a house for the first time will think that the total cost of buying a commercial house is unit price

After paying the price of the product, there will be a lot of additional fees that will follow. If you want to fully own this house, you have to give some money. There are really many places where you need to spend money from buying a house to moving in. .

1. The total price of the house. Naturally, everyone is well aware of this cost. The unit price 40% for second suites. No less than 60% for luxury residences.

2. Deed tax. Deed tax is a one-time tax levied on the new owner when the ownership of the house changes. This fee is paid when the real estate certificate is approved and is levied based on the number of units and area.

If the area of ??an individual’s first home is 90 square meters or less, the deed tax is levied at a reduced rate of 1%. If the area is more than 90 square meters, the deed tax is levied at a reduced rate of 1.5%. This policy is currently being applied in Beijing, Shanghai, Guangzhou and Shenzhen.

The levy for an individual's second home with an area of ??less than 90 square meters is 1%, and the levy of 2% for an area of ??more than 90 square meters is not applicable in Beijing, Shanghai, Guangzhou and Shenzhen, but is applicable to other regions.

3. House maintenance fund. This fee is used for house maintenance, including maintenance of the house itself and maintenance of public facilities. Like the deed tax, this fee is also paid when applying for the property ownership certificate.

4. Ownership registration fee. According to legal provisions, when applying for property rights registration with the real estate management authority where the house is located, we need to pay an ownership registration fee. The general fee standard is 80 yuan per item, and the non-housing house registration fee standard is 550 yuan per item. The registration fee for affordable housing and the change of the street or house number of the house. If the name of the right holder is changed and the house change registration is applied, the fee should be reduced by half.

5. Area difference fee. When transacting a new house, due to the discrepancy between the actual measured area and the pre-sale area, the house price needs to be settled based on the actual area. The calculation method is: area difference fee = contract unit price , parking space fees, gas fees, water and electricity fees, and heating fees in some areas!

In short, buying a house is never easy. When you think you have saved enough down payment and go to the sales office to buy a house, you find that it is just the beginning of buying a house. If you are planning to buy a house, you might as well advance Learn about budgeting! So that you can buy a house well, spend money wisely, and have rice in your pocket.