1. How many years does it take to get the retirement salary of 1? You must pay the old-age insurance for a total of 15 years and reach the national legal retirement age before you can receive the pension. 2. Medical insurance must be paid continuously for 15/20 years, and you can still enjoy medical insurance benefits after retirement. 3. Unemployment insurance must be paid at least 1 year, and can only be received after unemployment. 4. There is no fixed number of years for industrial injury insurance, and employees can apply for industrial injury compensation during the payment period. 5. Maternity insurance needs to be paid continuously for 12 months, and in some places it needs to be paid continuously for 6 months or 10 months, depending on local policies. 6. To apply for provident fund loans, it is generally required that the deposit period of housing provident fund should be more than half a year. Two. What is the proportion of individuals paying social security? (I) Old-age insurance According to "Ministry of Human Resources and Social Security's Reply on the Proposal No.3098 of the Fourth Session of the Twelfth National People's Congress", provinces, autonomous regions and municipalities where the unit rate of enterprise basic old-age insurance exceeds 20% will reduce the unit rate to 20%; The unit price is 20%. At the end of 20 15, the accumulated balance of the enterprise's basic endowment insurance fund can be paid for more than 9 months in provinces, autonomous regions and municipalities, which can be reduced to 19% in stages, and the period for reducing the rate is temporarily implemented in two years. Taking Hangzhou as an example, the basic old-age insurance for urban workers is 14%, 8% for individuals, 23% for institutions and 7% for individuals. (II) Basic Medical Insurance According to Article 2 of the State Council's Decision on Establishing a Basic Medical Insurance System for Urban Employees, the basic medical insurance premium is paid by both the employer and the employee. The employer's contribution rate should be controlled at about 6% of the total wages of employees, and the contribution rate of employees is generally 2% of their wage income. With the development of economy, the contribution rates of employers and employees can be adjusted accordingly. (III) Unemployment Insurance According to the Regulations on Unemployment Insurance, urban enterprises and institutions pay unemployment insurance premiums at 2% of the total wages. Employees of urban enterprises and institutions pay unemployment insurance premiums according to one percent of their wages. Farmers contract workers recruited by urban enterprises and institutions do not pay unemployment insurance premiums. (IV) Maternity Insurance According to the Trial Measures for Maternity Insurance for Enterprise Employees, employees should participate in maternity insurance, and employers should pay maternity insurance premiums in accordance with state regulations, while employees do not pay maternity insurance premiums. The extraction ratio of maternity insurance premium is determined by the local people's government according to the number of family planning, maternity allowance, maternity medical expenses and other expenses, and can be adjusted in time according to the expenses, but the maximum shall not exceed 1% of the total wages. (five) employees with work-related injury insurance shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium. According to Article 2 of the Notice on Adjusting Industrial Injury Insurance Rate Policy, different industries with different types of industrial injury risks implement different industrial injury insurance industry benchmark rates. Third, what are the benefits of paying social security 1? It is equivalent to buying a guarantee for your future. Such as pension, medical care, work injury, unemployment and maternity, the provident fund can be used by itself. 2. lighten the burden for children. Now that there are more only children, it is difficult to find jobs and support themselves. How should I manage you? If I have money, I can help my children. 3. Contribute to the country and society. Now the money you pay is for retirees, which shows that you are helping the country to support the elderly and contribute to the country, which is conducive to social order stability. 4, can reduce the burden on enterprises, if employees have a big accident at work, enterprises have to bear the medical expenses, disability fees, compensation and many other expenses brought by employees' work injuries. The cost is very high, and enterprises will find it unsustainable. After an enterprise participates in work-related injury insurance, no matter what kind of work-related injury accident happens to the enterprise, there are insurance institutions to compensate according to the regulations. This can greatly reduce the economic burden caused by work-related injuries. 5, can effectively safeguard the legitimate rights and interests of individuals and protect their own legitimate interests.

Legal objectivity:

Article 16 of the Social Insurance Law of People's Republic of China (PRC) * * * Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.