There is no need to deduct the handling fee for dividends. Fund cash dividend refers to a dividend method in which a fund company distributes a part of fund income to fund investors in cash. Fund dividend reinvestment means that when a fund pays a cash dividend, the fund holder directly purchases the fund with the cash obtained from the dividend and converts the dividend into the fund share held. For fund managers, there is no cash outflow from dividend reinvestment, so dividend reinvestment usually does not charge subscription fees. If the fund reinvests in dividends, how much share to increase is calculated according to the net value on the day of dividends. Bonus/net worth = increased share. Although the subscription before dividends can get dividends and be converted into fund shares, the subscription after dividends can buy more fund shares with the same subscription amount because of the decrease of fund net value. Fund dividend means that the fund company distributes part of the fund income to investors as a return on investment. Cash dividend method is a dividend method in which fund companies distribute part of fund income to fund investors in cash. Dividend reinvestment is a way for fund investors to reinvest the cash dividends from dividends in the fund to obtain fund shares. If it is a short-term investment, it is recommended to pay dividends in cash; if it is a long-term investment, it is recommended to switch to dividends. After paying dividends, if you choose to pay dividends in cash, the cash you get will be credited to the account where you bought the fund. As long as it arrives, you can go to the bank and take it out. When the money is transferred to the wealth management account, there is an option in the wealth management account to transfer the account deposit (that is, the money in the wealth management account) to the current account. In addition, simply speaking of dividends, dividends are to allocate a certain proportion of the annual net profit of the fund to the holders according to the requirements of the fund contract and deduct it from the total assets of the investors, that is, the total amount of your account will not be more or less. Personally, I think dividends are meaningless to individual investors.