First of all, let's take a look at how the income of Alipay Fund is calculated. Here's the payoff. For example, the interest rate of a wealth management fund is 3.90%. If the investment is 654.38+ten thousand yuan. 65438+ ten thousand yuan is your principal. The principal multiplied by the interest rate divided by 365 equals the daily income. How to calculate the expected annual rate of return of equity funds is as follows:

Expected annual income of the fund = fund share × (net value of fund share on redemption date-net value of fund share on subscription date)-redemption fee.

Fund share = (subscription amount-subscription amount × subscription rate) ÷ Net value of fund share on the current day.

Redemption fee = redemption share × net value of fund unit on redemption day × redemption rate

Expected annual rate of return = (total assets-total investment) ÷ total investment×100%.

Average expected annual rate of return = (total expected annual rate of return+1) Prescription (12/ months of fixed investment)-1.

Fund share = subscription amount *( 1- subscription rate)/net fund value on the subscription day;

Expected annual rate of return = fund share * net fund value on redemption date *( 1- redemption rate)+cash dividend during the period-subscription amount.

If the dividend method is dividend refinancing, you need to check the fund share in the fund account.