In a year or a certain period, the balance calculated according to the cumulative number is the balance.
Cumulative balance of this year = balance of last year+cumulative income of this year-cumulative expenditure of this year
In short, it refers to the remaining balance in a certain year in addition to the amount paid by endowment insurance.
Take the dependency ratio of enterprise employees' old-age insurance as an example. The ratio of the number of employees participating in old-age insurance to the number of people receiving old-age insurance benefits, that is, the dependency ratio, has decreased year by year, from 2.97: 1 in 20 15 to 2.87: 1 in 20 16, and even reached 2.75: 650/. Among them, the dependency ratio of enterprise endowment insurance in 9 provinces fell below 2: 1.
Extended data:
After the implementation of the Decision of the State Council on Establishing a Unified Basic Endowment Insurance System for Enterprise Employees (Guo Fa [1997] No.26), the insured persons who participated in the work were "newcomers", and the payment years (including deemed payment years, the same below) accumulated to 15. After retirement, the basic pension is paid monthly, including the basic pension treatment level and payment period, payment base level and retirement time. Their basic pension consists of basic pension and personal account pension.
The monthly standard of basic pension at retirement is based on the average monthly salary of local employees in the previous year and my indexed monthly salary, and the payment is paid to 1% every1year. The monthly standard of personal account pension is the amount of personal account storage divided by the number of months, which is determined according to the average life expectancy of urban population and its retirement age and interest when employees retire.
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