As a wealth management product launched by WeChat, Licaitong has a perfect fund security mechanism. Users' funds will be deposited in a special bank account, which will be jointly managed by Tenpay and the bank to ensure the safety of funds. Licaitong has also introduced a number of insurance companies as capital security guarantees, providing multiple guarantees for users' capital security.

The risk of the money fund market connected by Licaitong is extremely low, and there has never been a loss in history, so users do not need to worry about the loss of funds. From the aspects of account security, capital security and investment risk, WeChat Wealth Management is a safe and reliable wealth management product.