The common types of fund investment are money fund, bond fund, mixed fund, index fund and stock fund. None of the above funds can guarantee the safety of principal, but different funds face different risks after investment. The greater the general risk, the higher the income, but the risk is likely to lose the principal.
What kind of fund investment users choose depends on their ability to take risks. If individuals don't want to take higher risks, they can choose money funds and bond funds. If you can bear the loss of principal, you can choose hybrid funds, equity funds and other investments.
When choosing a fund for investment, users should have a comprehensive understanding of the fund, such as the establishment time of the fund, the fund manager, the dividend distribution of the fund over the years, and the recent trend of net worth funds. With a clear understanding of the above information, they can judge whether the fund can be bought. It is worth noting that net worth fund investment should pay attention to the stock market dynamics.
Most net-worth funds will hold stocks, and the net value of funds will rise through the appreciation of stocks. Of course, after the stock falls, the net value of the fund will also fall. Usually, when the stock market trend is generally upward, the possibility of profit of investment funds increases. If you invest in stocks when the stock market trend goes down, the chances of making money will be lower.
Investors must use personal spare money to buy funds, not borrow money to invest, and insist on investing in funds for a long time, because it is difficult to get more income in the short term after fund investment. It is worth noting that fund investment cannot guarantee a certain profit, and there may be losses.