Legal analysis: After paying 12 months of social security, not only does it cost 1 cent to give birth, but you can also get maternity allowance. Because maternity insurance in social security, including maternity medical care and maternity allowance, can not only reimburse the operation cost of giving birth to children, but also receive maternity allowance during maternity leave. This money is tax-free. After giving birth to a baby, you will directly enter the salary card. The boss can't touch a penny. It's all yours.

Legal basis: Article 54 of the Social Insurance Law of People's Republic of China (PRC). The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. The above provisions show that the scope of maternity insurance in China covers all employers and their employees, and extends to the unemployed spouses of employees of employers. However, the coverage of maternity insurance in different regions of China is also different, and the specific coverage is subject to the information published by the local human resources and social security bureau.