There are various wealth management products on Alipay, such as funds, gold and regular wealth management. A friend asked us if it is reliable to buy funds on Alipay. In fact, the reliability is different according to the type of fund that users choose to buy on Alipay. Let's take money funds and bond funds as examples to talk about this problem. Please read on.

Reliability Analysis of Alipay Monetary Fund

Yu 'ebao is the money fund with the largest number of buyers on Alipay. There are 12 money funds accessed by Yu 'ebao. In addition, there are other money funds available for purchase in Alipay Wealth Management Fund, but these funds are not as flexible as Yu 'ebao.

Money fund is the fund with the highest safety factor, the product risk level is low, and the possibility of loss is small, so the money fund on Alipay is very reliable.

Reliability Analysis of Alipay Bond Fund

The investment risk of bond funds sold on Alipay Ant Wealth Platform is slightly higher than that of money funds, which is low-to-medium risk but still within the controllable range, and also belongs to a more reliable type.

Monetary fund and bond fund are two kinds of funds with less risk. If you have just started to contact fund investment, you can start with these two. In addition to these two kinds, you can also buy a hybrid fund pension fund on Alipay. Different types of funds have different investment risks.

Alipay's capital security guarantee.

In addition, the fund transaction through Alipay Ant Wealth Platform is guaranteed by Alipay. If theft is verified, you can apply for account security insurance claims. From the perspective of capital security, it is very reliable to buy funds on Alipay.

Conclusion: Although Alipay will ensure the safety of funds in the process of purchasing funds, the risk situation of different funds is different, and everyone should consider their own risk tolerance when investing.