With a capital of 5, yuan, it is difficult to predict how much you will earn in a year, and it is also possible to lose money.

on the basis of comprehensive consideration of the global price trend of precious metals market, domestic RMB exchange rate trend, market liquidity and other factors, ICBC provides customers with quotations for precious metals trading in accounts. The trading quotation of account precious metals includes

bank bid price (i.e. customer selling price), bank selling price (i.e. customer buying price) and account precious metal conversion quotation. Among them, the bank's buying price refers to the trading quotation that China Industrial and Commercial Bank buys precious metals from customers (that is, customers sell precious metals from accounts to China Industrial and Commercial Bank < P >). Bank selling price refers to the trading quotation that China Industrial and Commercial Bank sells precious metals in accounts to customers (that is, customers buy precious metals in accounts from China Industrial and Commercial Bank). Account precious metal conversion quotation

refers to the trading quotation when the customer makes account precious metal conversion.

the precious metal in RMB account (gram/RMB) is quoted with reference to the price of precious metal (ounce/USD) in the international market and the price calculated by the middle price of USD/RMB. The basic calculation formula is: the reference price of precious metals in the account of 1 gram of RMB trading = the price of precious metals in the international market × the conversion coefficient of trading unit × the middle price of RMB trading in US dollars,

where the conversion coefficient of trading unit is the conversion ratio between grams and ounces of international units of measurement, that is, 1 gram = .32157 ounces.

customers buy and sell precious metals in their accounts according to the trading quotation, and the bank will not charge any additional handling fee.

At present, customers can buy and sell precious metals in US dollars (including cash and cash) or RMB. Precious metals in USD account and precious metals in RMB account are quoted separately.

customers can choose to use cash or cash to buy and sell precious metals in their accounts with US dollars. Customers use cash or cash to buy and sell precious metals in their accounts at the same price, but dollar cash and cash can't be converted from each other through buying and selling precious metals in their accounts. The funds of account precious metals bought in dollar cash after sale are still dollar cash, and the funds of account precious metals bought in dollar cash after sale are still dollar cash.