Hello, when you open an account, you checked the related agreement of Jintengtong Monetary Fund. The part of the remaining money in the account that is higher than that of 2 yuan will help you automatically participate in Jintengtong Fund, and the participating share can be used to buy stocks without affecting the use of your trading funds. If you need to transfer money, you should log in to the online trading software before 16: on T, and increase the trigger amount in the information modification of wealth management-cash treasure business-cash treasure, and the money can be transferred to the bank card on T+1. Please enter the transaction entrustment-fund-inquiry-transaction, and wish you a happy investment.