The return rate of pure debt funds is usually between 2% and 6%. However, due to the large number of pure debt funds, each situation will be different and the expected income capacity will be different, so the expected income level will be different. Generally, it is necessary to judge the expected income level according to the net value of the fund.

How to buy a pure debt fund?

1. Choose a fund with a fund size of more than 500 million yuan. For pure debt funds, the size of the fund is more important. The biggest risk of a bond is default. The smaller the pure bond fund, the greater the risk of a single bond default.

2. Choose a fund that has been established for more than 3 years and has good performance. It is required that the fund has a good historical performance, but the assessment time should be more than 3 years.

3. Choose a fund with lower investment cost. The cost difference between different pure debt funds is mainly management fee and custody fee, so choose the fund with the highest cost performance.