Overall direction, support and standardize the development of Internet finance.

Local support and encouragement for development

Shanghai

In the government work report, it is proposed to support Internet finance.

M&A finance and other healthy development,

Improve financial risk monitoring

And early warning mechanism.

Jiangsu Province

The government work report puts forward "promoting the healthy development of internet finance and expanding the pilot innovation of small and micro enterprises' lending methods."

Actively develop local corporate financial institutions, strengthen the construction of financial ecological environment "and" vigorously develop Internet economy and platform economy "

New formats such as economy. "

This is also the first time that the development of Internet economy has been written into the work report of Jiangsu government.

Tianjin

The government work report also puts forward "gathering and developing new financial formats such as financial leasing, commercial factoring and internet finance"

Target.

Nanjing introduction

In the Support Policy for Promoting the Development of Internet Finance Agglomeration, it is proposed to set up an Internet fund of 300 million yuan.

Special fund for financial industry. Tianjin Development Zone and Guiyang have also put forward similar policies.

The Guangzhou Municipal Government has deliberated and adopted it.

Implementation opinions on promoting the development of Internet finance industry in Guangzhou.

Guangzhou strives to build three to five in three years.

Unique Internet financial industry base,

Gather a group of powerful leading Internet finance enterprises.

Industry, to create a number of outstanding brands of Internet financial service platform.

Guangzhou will pay special attention to the development of Internet finance industry.

Support policies,

Support the registration of Internet finance enterprises,

Give a one-time settlement reward and business to Internet finance enterprises.

Subsidies, vigorously cultivate and introduce Internet finance talents, and support multi-channel financing of Internet finance enterprises.

Local normative development

Fujian government

In the government work report, it is proposed to vigorously develop the Internet economy, actively develop e-commerce and strengthen the construction of demonstration bases.

Introduce and cultivate a number of key enterprises,

Support the formulation of Internet financial norms,

Promote the development of licensed financial institutions and socio-economic organizations

Third-party payment, online credit, crowdfunding platform.

Hubei province

And then put forward,

"Support microfinance companies,

Private capital management companies,

Financial services companies,

Internet finance development,

Guide the standardized development of private finance.

"

Chongqing

In the government work report, it is proposed to "promote the healthy development of the financial industry. Strengthen the supervision and regulation of small loans, guarantees and other institutions.

Develop internet finance and investment and financing consulting institutions to ensure that systematic and regional financial risks do not occur.

"

Zhejiang province finance ban

When multi-department joint introduction.

Interim Measures of Zhejiang Province for Promoting the Sustainable and Healthy Development of Internet Finance

, the latest

The first local regulation "Interim Measures of Zhejiang Province for Promoting the Sustainable and Healthy Development of Internet Finance"

For the first time, it is clear in the method.

View from a height or a distance

Peer to peer network

Main rules to be followed:

Shall not engage in loan or entrusted investment business,

Shall not bear credit risk and liquidity wind.

dangerous

It is forbidden to illegally absorb public funds, accept, collect and manage investors' funds, and set up a fund pool.

Not on its own

Provide guarantees for investors,

Shall not issue a commitment to guarantee the principal or income of the loan.

The establishment of information disclosure system shall not deliberately conceal,

Fictitious information necessary for investors to make investment decisions. It is worth mentioning that in the Measures,

Peer to peer network

network

In principle, the lending platform should hand over the funds to banking financial institutions for third-party depository.

Two. Policy comparison between municipalities directly under the central government and prefecture-level cities

For Shanghai, Nanjing, Guiyang and Shenzhen, four municipalities directly under the central government and prefecture-level cities respectively support Internet finance enterprises,

Counter load

(

Industrial parks, incubators, incubators.

)

Support two aspects of analysis.