The threshold for fund subscription in Hong Kong is higher than that in the Mainland. According to different fund products, the starting price ranges from $65,438+0,000 to $65,438+0,000. If you decide to invest, it will be lower, that is, HK$ 65,438+0,000.

There is also a handling fee for remittance from mainland accounts to Hong Kong. After opening a bank account in Hongkong, you can enter through online banking or the counter, but you will be charged a handling fee every time, ranging from 50 yuan to 250 yuan.

More importantly, the cost of trading funds in Hong Kong is much higher than that in the mainland, and the subscription fee is generally around 5%, while the subscription fee of domestic stock funds is generally 1.5%, and you can also get a 4-8 discount. At the time of redemption, overseas funds will also charge a redemption fee of 1.5%~2%, and some hedge funds will also charge a certain performance commission.

Risk warning

1. Funds sold in Hong Kong are mainly denominated in US dollars or Hong Kong dollars. Mainland investors should pay attention to exchange rate risk when they set foot in overseas investment. If you invest in US dollar debt base, you will not only face the risks of bond investment (such as interest rate risk and credit risk), but also face the exchange rate risks of US dollar and RMB.

2. The investment scope of overseas funds is all over the world. For investors, choose the market first and then the fund; When choosing a market, we should pay attention to the valuation and risk of the market. It is worth noting that due to the great differences between overseas funds, the characteristics and performance of funds investing in the same market are very different.

3. To purchase funds in Hong Kong, you need to open a Hong Kong bank account. Domestic bank accounts cannot directly purchase Hong Kong funds.