With one million in cash in hand, there are many financial management methods available to us at this time.

The first way to manage money is to buy private equity funds.

Judging from the current situation, the security risks of private equity funds are relatively not that high, and like some powerful private equity companies, their annual annual rate of return is between 20% and 100%.

Around forty, this annualized rate of return is very impressive.

And a very important point is that the purchase threshold of private equity funds is one million yuan. At this time, you have reached this threshold, and you can also buy some private equity funds.

: Of course, you can also use the money to buy public funds. Public funds will depend more on our personal operations and market changes. When buying public funds, you should pay more attention to the market conditions and learn more.

Some fund investment knowledge, generally speaking, the annualized rate of return of public funds is about 10% to 15%, which is lower than that of private equity funds.

If you don't buy a fund, you can use the money to buy financial products. For example, the simplest way is to deposit it in a bank's time deposit. This way you can get very stable income, and the money is very safe and will not

If you lose money, another way is to buy the current low-risk financial products, whose interest rates are relatively higher than bank deposits.

You can also buy currency funds or bond funds. These two types of funds are safe and have low returns. This type of financial products is relatively safer, but the yield will also be much lower. It depends on the individual's financial investment.

plan.

The last way is to buy a trust. For trusts, the annualized rate of return is also quite good, generally around 7% to 9%.

Moreover, trusts also have a relatively high threshold, and 1 million yuan is enough to purchase some trust products.

The security of trust products is also very high. If your risk tolerance is really high, you might as well try buying stocks or futures.

When most people talk about financial management, they think of either investing or making money.

In fact, the scope of financial management is very wide. Financial management is the management of a lifetime's wealth, that is, the cash flow and risk management of an individual's lifetime.

Contains the following meanings: 1. Financial management is to manage a lifetime of wealth, not just to solve urgent money problems.

It is a sustainable recycling process.

2. Financial management is cash flow management. Everyone needs money (cash outflow) as soon as they are born, and they also need to make money to generate cash inflow.

So whether you have money or not, everyone needs to manage their finances.

3. Financial management also covers risk management.

Because more future flows are uncertain, including personal risks, property risks and market risks, they will all affect cash inflows (risk of income interruption) or cash outflows (risk of increasing expenses).