The net unit value is the price of the unit share of the fund. The calculation method of unit net worth is to add up the value of stocks, bonds or other securities (including cash) in the portfolio, deduct relevant expenses, and divide the balance by the total share.

For example, for a fund with 5, shares, its assets include 9 million shares and 1 million cash, and its net asset value should be 2 yuan (excluding related expenses deducted).

and the cumulative net value is based on the unit net value, plus the amount of historical dividends of the fund. Namely: cumulative net value = unit net value, each historical dividend.

when buying and selling funds, most of the time we should pay attention to the unit net value; Only when we want to trace the long-term historical performance of the fund, we will pay attention to the cumulative net value.

Extended information:

Advantages and disadvantages of the fund are:

1. Portfolio investment, risk diversification According to experts' experience, to achieve minimum risk diversification in investment, it is usually necessary to hold about 1 stocks, but small and medium-sized investors are usually unable to do this. Securities investment funds form strong financial strength by pooling small funds from many small and medium-sized investors, and can simultaneously diversify investors' funds into various stocks, thus diversifying investment risks?

2. indirect investors indirectly invest in the securities market by purchasing funds?

3. Expert financial securities investment funds are managed and operated by experts or expert institutions, which can better grasp the information of global economy and market than individual investment and increase investment profit opportunities?

In fact, according to the risk of the market, the income of the fund should also be uncertain. The amount of income is mostly determined by the investment level of the fund manager and the market conditions. After all, there are hundreds of funds in the society, and each fund is different, so how to make investment in specific funds depends on your needs.

Baidu Encyclopedia-cumulative net value of funds

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