Many people are afraid to invest too much money when they start to learn financial management. They want to use 100 yuan to test the water, so how can individuals use 100 yuan to manage their finances? 100 yuan is there any good financial management method? We have prepared relevant contents, and interested friends come and have a look!

There are many wealth management products invested in the market, such as funds, stocks, national debt, bank wealth management and so on. , but 100 yuan is generally not enough to buy stocks, and the amount is too small.

Treasury bonds are issued at one time and cannot be bought at any time, so they can't be bought either. In fact, in addition to these, there are some wealth management products that can be purchased for one yuan, and there is no threshold.

For example, Alipay's Yin Qing Wealth Management opened on the 2nd, starting at one yuan, with an annualized rate of return of 3.68%, which is a low-to-medium risk. Basically, the risk is relatively small. If you buy 100 yuan, you will basically not lose money.

Another way is to buy funds. There are many kinds of funds, such as money funds, bond funds, stock funds, index funds and hybrid funds.

Generally speaking, bond funds and money funds have relatively small risks and small fluctuations in funds. Buy 100 yuan, basically no loss, but earn less money, basically no income.

However, high-risk funds such as stock funds, index funds and hybrid funds have greater risks and higher returns. Buying a fund of 100 yuan may earn 1 yuan more a day, but it may also be thanks to 1 yuan.

Therefore, investors should consider comprehensively from many aspects when choosing funds, and choose a good foundation to increase the possibility of making money.