Case of campus loan in p>218

Although campus loan has the advantages of convenient application, simple procedures and rapid loan, it also has the characteristics of lax information review, high interest rate and high liquidated damages.

There are 12 college students who believe that online billing can make money, but unfortunately they are caught in campus loans and still owe 16, yuan. I believe in other people's lies, thinking that I can earn commission and subsidize my life by swiping the bill online, but I didn't expect to fall into the trap of "campus loan". The people's court tried hard to recover, and the people's procuratorate actively applied for judicial assistance. Nearly 9% of the losses of 12 deceived college students were compensated.

The defendant Zhao, who set up a "campus loan" scam, just graduated from college, pretended to be a staff member of peer-to-peer lending Platform through the Internet and lied that he could introduce a part-time job. As long as he helped the platform to "swipe the bill" through loans on the lending platform, he could get 1% of the returned commission. At the same time, Zhao promised that he would cancel the loan order through the background, and college students did not need to repay. Twelve college students credulized Zhao's statement and applied for a loan according to his requirements, providing all personal identity information to Zhao.

With this information, Zhao made loans at will on several peer-to-peer lending platforms such as Jiufu, Staging Music, Premium Staging and Hua Wuque. After that, 12 college students received repayment information one after another, but they couldn't find Zhao, only to realize that they were deceived. Most of these deceived students are poor students from Gansu, Qinghai, Xinjiang and other places. After being deceived, they have brought great economic pressure to their families.

During the trial of the case, the judge in charge has always focused on "chasing after the victims". While finding out Zhao's assets and the flow of fraudulent funds with Qi Li, a public prosecution agency and investigator, he repeatedly contacted Zhao's parents, and repeatedly worked with Zhao himself and his family through his defenders, and finally recovered more than 1, yuan of illegal money. Zhao was sentenced to 4 years and 6 months in prison for committing fraud.