Reasons for liking to buy new funds:
First, when the new fund is issued, the poster of the fund company will be publicized. From the investment direction, product characteristics and excellent investment and research team of the new fund, the fund manager will vigorously promote it through other offline sales channels, such as major consignment banks, Alipay and related fund websites. Many people are intuitive after seeing it and will buy it directly. Second, lack of understanding. The new fund starts at 1 yuan and is considered cheap. The general net value of old funds is greater than 1 yuan. Buying new funds will catch up with the recent hot spots, and star fund managers are the focus of promotion. Third, ignore the three-month closed opening period of the new fund. In the past three months, this new fund is likely to open a position at a high level. Now, regardless of the fund's ups and downs, ordinary people can't operate it. I am an old citizen who has invested in funds for more than 4 years. There is a difference between buying a new fund and buying an old fund.
At the beginning of 20021new year, new funds were issued violently, and some new funds were placed at different proportions of 50%, which shows that the fund market is hot.
The product investment direction includes the consumption sectors such as medicine, biology and food, which were hot last year, and the balanced sector fund of manufacturing industry.
Compared with the old fund, it is more difficult for the new fund to follow the market ups and downs in a short period of time, and it is not easy to see its level and grasp its trend.
After two years of investment, there is little difference between the new fund and the old fund, mainly to find an excellent fund that suits you.
I like to buy old funds;
On the one hand, there is a choice to buy old funds. You can find a fund whose fluctuation is consistent with your risk tolerance from the fund's stage increase, fund manager, fund investment industry and scale, knowing the maximum retreat you can accept and the length of your investment time.
On the other hand, we understand the "personality" of old funds, so we should not panic when the market fluctuates, and be rational and calm in investment judgment and operation.