Most fund transactions require different proportions of handling fees, and the selling rate generally depends on the length of holding time, and the platforms are basically the same. The big difference is the buying rate, so we usually know the buying rate by comparing the platform rates. So which platform buys the fund at a lower rate?

Which platform has a lower rate of buying funds?

1, direct selling platform of fund companies

General fund companies will provide direct fund outlets in official website, APP and other channels. Because fund companies do not have to bear intermediary fees for direct sales, the fund subscription rate is relatively favorable.

Take the E Fund for example. The online direct selling platform can directly purchase funds through bank accounts, and the rate can enjoy the discount of 1%. If the online direct selling platform chooses "one-click purchase" to purchase the fund, the transaction fee can be exempted.

The disadvantage of fund companies buying funds is that the product types are relatively single. General fund companies only sell their own fund products. If you want to buy products from multiple fund companies, you need to register and open accounts on multiple platforms at the same time, which is more troublesome to operate.

2. Third-party financial platform

The third-party financial platform relies on the Internet to provide services, with a large user base and relatively favorable capital transaction rates. Generally, you can enjoy the discount of 1%, but few of them are free of transaction fees.

The advantage of the third-party financial platform to buy funds is that the products are rich, and various types of funds such as stocks, hybrids, bonds and indexes are sold. However, there are many marketing advertisements on this kind of platform, which has certain interference to investors' base selection.

3. Bank consignment channels

Fund products sold at bank counters are generally implemented directly in accordance with the rate standard stipulated by the fund, without discount. However, in order to promote mobile banking, some banks occasionally buy mobile banking, with a fund rate of 1%.

Bank consignment funds are not limited to fund companies, but have also undergone certain screening, so the choice of bank fund products is wider than that of fund companies.

The above content about which platform to buy funds at a lower rate, I hope to help everyone. Warm reminder, financial management is risky and investment needs to be cautious.