Bank wealth management products are risky, the risk of income exceeding 8% will be high, and the income below 6% will generally be stable. Whether wealth management will lose money depends on what wealth management products are and how the market is. It does not mean that financial management will definitely lose money, and it will not necessarily make money. There will be the possibility of making money and losing money.

Generally speaking, income and risk are directly proportional. For example, invest in Yu 'ebao, change pass, money fund and pure bond fund. Low-risk financial management will basically not lose money, and it is very likely to make money, but it will not make a lot, because it is low-risk and low-yield financial management. If it is a high-risk stock fund, hybrid fund, gold fund, etc. It is possible to lose money, but if the market is good, it is the same to make money. Therefore, investors should see clearly the risk scope and their risk tolerance before buying wealth management.