Let me talk about it. It's change and its impact: what impact does it have on your life?
Pensions usher in "13 continuous increase"
Pensions rise, retirees get more money, and life is more secure. Wuyue, a 79-year-old retired doctor in Beijing, told the reporter of Zhongxin.com: "My pension can probably rise by more than 200 yuan a year, and now the pension level has reached more than 5,600 yuan, which is enough!"
The endowment insurance fund began to invest and operate.
Chu Fuling, director of China Social Security Research Center of Central University of Finance and Economics, told reporters that the pressure of providing for the aged is increasing day by day. Under the principle of safe investment and steady investment, it is necessary to invest the surplus funds of the endowment insurance fund in various ways, which is conducive to improving the income level and realizing the preservation and appreciation of the fund.
Cross-provincial medical treatment in different places can be directly settled.
Direct settlement of medical treatment across provinces and different places saves the trouble of the insured to pad money and run back and forth. Tang, director of Ministry of Human Resources and Social Security Social Insurance Management Center, said that all eligible insured persons can directly settle the hospitalization expenses in different provinces through this system, without having to advance their own funds, and then reimburse them at the insured place.
Some state-owned assets enrich the social security fund.
Zhang Yinghua, an executive researcher at the World Social Security Research Center of China Academy of Social Sciences, told Zhongxin.com that with the "blood transfusion" of social security funds, the pension gap will be alleviated, and the gap will not be transferred to the next generation, realizing intergenerational equity, and at the same time, it will help to ensure the timely and full payment of pensions and resolve the impact of aging population on the old-age insurance system.
Unified bookkeeping interest rate for employee pension insurance personal accounts
It is helpful to realize institutional fairness to determine the bookkeeping interest rate of individual accounts of basic old-age insurance for employees in government agencies and institutions. The bookkeeping interest rate shall not be lower than the bank time deposit interest rate, which is conducive to guiding the insured to actively participate in insurance and pay in full, and ensuring the basic life of the insured after retirement.
Maternity insurance and medical insurance are combined.
According to the requirements, maternity insurance and medical insurance are merged, and the maternity insurance benefits of employees during childbirth remain unchanged. Yang Yansui, director of Tsinghua University Employment and Social Security Research Center, said that because the reimbursement rate of medical insurance in some places has reached 80%-90%, and the reimbursement rate of maternity insurance is still below 70%, the maternity insurance benefits in these places may be improved after the merger.
Unemployment insurance rates are reduced and unemployment benefits are increased.
Unemployment insurance is paid by both units and employees. With the reduction of the rate, the burden of enterprises will be further reduced, and the wages of employees may increase more or less. Unemployment benefits are raised to 90% of the minimum wage, and the lives of unemployed people are more secure.
Employees can apply for skills upgrading subsidies.
The person in charge of the unemployment insurance department in Ministry of Human Resources and Social Security said that this has mobilized the enthusiasm of employees to learn vocational skills to a certain extent, which is conducive to stabilizing employment and preventing unemployment. It is estimated that about 2 million employees will benefit each year.
It is planned to pay pensions and medical insurance for the unemployed.
Ministry of Human Resources and Social Security pointed out that the payment of the basic old-age insurance has solved the problem of the interruption of the payment of the old-age insurance for the unemployed and relieved the worries of the unemployed. Paying the basic medical insurance premium ensures that the unemployed enjoy medical insurance benefits and solves the problem of "being ill and being able to treat" during the period of receiving benefits.
Industrial injury insurance benefits are adjusted at least once every two years.
With the development of economy and society, the average wages and living expenses of employees have changed. This is not only the inherent requirement of the industrial injury insurance system, but also the proper meaning of protecting the rights and interests of the insured.
Summary:
Social insurance is the most important part of the social security system, and its purpose is to benefit the people!