If you have no foundation in financial securities, you can spend 5,000 yuan to try stock trading.

In addition, open a fund fixed investment account and choose a bond fund to invest a fixed amount of 1,000 per month.

Get a passbook for buying a car, put money into it in whole numbers of a thousand yuan, and don't take it out unless there is something very important.

Every time you spend more than 50 yuan, use a small notebook to keep accounts. At the end of the month, you can summarize and see where you can save a little. You can save thousands of yuan in a year and develop good habits.