Whether an enterprise is a state-owned enterprise mainly depends on whether its actual controller is the government.

Guiyang Bank, a joint-stock commercial bank, is a large-scale regional joint-stock commercial bank established in April 1997, with its head office in Guiyang. Guiyang is a state-owned enterprise, which is managed by Guiyang SASAC. In Guiyang, Bijie, Zunyi, Kaili, Duyun, Chengdu and other places, there are 34 branches inside and outside the province and nearly 100 business outlets.

The main business includes issuing loans, handling domestic settlement, discounting bills, accepting, issuing financial bonds, issuing as an agent, paying as an agent, underwriting government bonds, buying and selling government bonds, engaging in interbank lending, providing letter of credit services and guarantees, acting as an agent for receiving and paying money and insurance agency business, providing safe deposit box business, and fund sales.

Joint-stock commercial bank

Joint-stock commercial banks are a type of commercial banks. There are 12 national joint-stock commercial banks in China.

The difference between commercial banks and policy banks is mainly reflected in the following aspects:

1, different sources of funds. Policy banks are mostly funded by the government, and their business is led by the corresponding government departments. Commercial banks mostly take the form of joint-stock system, operating independently and accounting independently.

2. Different sources of funds. Policy banks generally do not accept deposits and do not borrow from the private sector. Commercial banks take deposits as the main source of funds.

3. Different business purposes. Policy banks are established specifically to support the development of some departments, not for profit, and are closely related to the corresponding industrial departments. Commercial banks aim at maximizing profits and have a wide range of business. ?