Actually, JD COM's coffers are similar to Yu 'ebao to some extent, and they all deposit funds to obtain income. So if you don't transfer money, it generally won't have an impact. First of all, all the money in the newly registered wallet should be reflected, otherwise the money will be gone after unbinding. Generally, within 2 hours, the money will enter your bank card account (provided that the bank card registered with JD.COM real-name authentication is bound), waiting for you to confirm the receipt of the money.

Log out of the account (this is very important) and log back in. This time, logging in with your newly registered wallet mobile phone number, and "unbinding" directly in the column of "account settings-bound mobile phone" may not succeed for the first time. Sometimes you will be asked to enter the payment password, but which password is actually unbound, you have to reset it, then enter and unbind it.

Jingdong small vault is similar to the balance treasure launched by Alibaba. After transferring funds into the "small treasury", users can buy funds from the "small treasury" of money fund products at the same time, and they can also shop in JD.COM Mall at any time. The "small vault" is a carrier based on the JD.COM account system-the purpose is to integrate the shopping payment, fund management, consumer credit and investment and financial management needs of JD.COM users. The "Small Treasury" will first serve more than 6,543.8 billion users in JD.COM, with a focus on JD.COM. Do your own thing.

The money fund products docked by Jingdong Small Treasury are Harvest "Live Wallet" and Penghua "Value-added Treasure", and each user can only choose to connect to one fund at the same time. When you want to use another fund to replace the small vault docking, you need to transfer the existing small vault amount to the online bank wallet. When you transfer your cash box again, there will be two kinds of funds for you to choose from. You just need to choose another one.

JD。 COM's coffers are actually the same as Alipay's balance treasure. Life, but enjoy regular interest. After transferring the funds into the "small vault", users can buy the funds in the "small vault" of the monetary fund product at the same time, and they can also shop in JD.COM Mall at any time. The funds in JD COM's coffers can be transferred out at any time, and you can also buy wealth management products from JD.COM Finance. They put their money into JD.COM's coffers and earn money every day. If they want to use it, they can transfer it at any time. In fact, JD.COM's coffers are a bit like baby financing, with the income of 4%-5%, which is high in baby financing.