Enterprise annuity is a supplementary pension system, which refers to a supplementary pension insurance system independently established by enterprises and their employees on the basis of participating in basic pension insurance in accordance with the law.

Enterprise annuity is an important supplement to the national basic pension insurance and the "second pillar" of my country's urban employee pension insurance system (which consists of three parts: basic pension insurance, enterprise annuity and personal savings pension insurance).

In countries that implement modern social insurance systems, enterprise annuities have become a relatively common enterprise supplementary pension plan, also known as "enterprise pension plans" or "occupational pension plans", and have become the endowment insurance system of the country where they are located.

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By the end of 2021, 117,500 companies across the country had established enterprise annuities, with 28.75 million employees participating.

At the end of the year, the investment and operation scale of enterprise annuities was 2.61 trillion yuan, and the investment income for the year was 124.2 billion yuan.

Applicants for enterprise annuities should meet the "Interim Measures for the Qualification Certification of Enterprise Annuity Fund Management Institutions" (Ministry of Labor and Social Security Order No. 24, revised in 2015 in accordance with the "Decision of the Ministry of Human Resources and Social Security on Amending Some Regulations", in 2016 in accordance with the "State Council"

The acceptance conditions specified in the Decision on Cleaning up and Standardizing 192 Administrative Approval Intermediary Services Matters of State Council Departments in the Second Batch" were revised).

List of application materials 1. Qualification recognition of enterprise annuity fund management institutions (national level): (1) Qualification application form.

(2) Resource allocation description.

(3) Management systems and processes.

(4) Applicant’s self-discipline commitment letter.

(5) Relevant supporting materials.

(6) Business feasibility report.

The material paradigms are disclosed in detail in the announcement published on the official website of the Ministry of Human Resources and Social Security.

According to the different needs for the number of institutions with different qualifications due to the development of the annuity market, the content of each announcement will be adjusted.

2. Recognition of qualification renewal of enterprise annuity fund management institutions (national level): Enterprise annuity fund management institutions need to provide a qualification renewal application report and the applicant’s self-discipline commitment letter.

The application report and self-discipline commitment letter paradigm are disclosed in detail in each announcement issued on the official website of the Ministry of Human Resources and Social Security.

Legal basis: Article 2 of the "Enterprise Annuity Measures": The term "enterprise annuity" as mentioned in these Measures refers to the supplementary pension insurance system independently established by enterprises and their employees on the basis of participating in basic pension insurance in accordance with the law.

The state encourages enterprises to establish enterprise annuities.

The establishment of enterprise annuity shall be implemented in accordance with these Measures.