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How to inquire about individual housing accumulation fund
How to inquire about the balance of personal account of housing provident fund;

1. You can call the service hotline and enter personal reconciliation information in the automatic voice broadcast system for inquiry, and enter the personal provident fund customer number (12 digits) and ID number according to the voice prompt.

2. Enter the housing provident fund network (online business-personal business) and enter the personal provident fund customer number (12 digits) and ID number for registration and inquiry.

3. I hold the original ID card to the policy consultation window of the central collection service hall for inquiry.

4. With the citizen card, go to the center to collect and extract the machine card from the service hall.

5. Go to the center to collect and extract the multimedia inquiry machine in the service hall for self-inquiry.

Extended data:

1. Inquire personal account number of provident fund:

1, it is still convenient to ask the staff of the unit;

2. Go to the local provident fund management center with your ID card and provident fund card. At the same time, the provident fund center has the function of online inquiry of the provident fund account number, which can be inquired as long as the ID number of the inquired person is entered;

3. With the social security card (medical insurance card) or bank card (passbook), you can query the account information and deposit status of individual housing provident fund;

4. In addition, the inquiry method of provident fund in each city is different, so it is best to know the relevant local policies and regulations in advance.

Two, individual housing provident fund loan conditions:

1. Individual urban workers and their units must pay the housing accumulation fund continuously for one year.

2. If the borrower purchases a commercial house, it must have self-raised funds of not less than 30% of the total house price as the down payment.

3. The borrower has stable economic income, good credit and the ability to repay the principal and interest of the loan.

4. If both husband and wife normally pay the housing provident fund in full, only one party is allowed to apply for a housing provident fund loan.

5, a family can only apply for a housing provident fund loan to buy a house at the same time.

6. The lender must have permanent residence or valid residence status in the town of this province (city).

7. Agree to use the purchased house as collateral.

Three, individual housing provident fund loan application procedures:

1. The borrower can submit a written loan application and related materials to the loan bank, which will submit it to the housing provident fund management department for approval, or directly apply to the housing provident fund management department for approval;

2, approved by the housing provident fund management department of the borrower, and the loan bank signed a loan contract and guarantee contract, mortgage registration, insurance, notarization and other related procedures;

3. The loan contract stipulates that the loan bank will transfer the loan to the special account for selling houses set up by the developer in the loan bank or directly to the deposit account opened by the borrower in the loan bank;

4. The borrower opens a repayment account in the loan bank and repays the loan principal and interest on schedule according to the repayment method and repayment plan agreed in the loan contract;

5. After the loan is settled, the borrower obtains the Loan Settlement Certificate from the loan bank, retrieves the mortgage registration certificate and the original insurance policy, and goes through the mortgage registration cancellation formalities at the original mortgage registration department.

References:

Baidu Baike housing accumulation fund