Functions of unemployment insurance:
1, guarantee basic life:
After unemployment, workers have no source of economic income and have a hard life. Unemployment insurance guarantees the basic life of the unemployed by paying them unemployment insurance money, enabling them to survive normally and maintain the reproduction of the labor force.
2. Stabilize the unemployed population:
Because unemployment insurance guarantees the basic life of employees by issuing unemployment insurance money, so that they have a certain income. Unemployment insurance provides a living guarantee for the unemployed, and will not endanger society because of their inability to survive or serious psychological imbalance, which is conducive to maintaining social stability.
3. Promote the reemployment of the unemployed;
Unemployment insurance is not only to pay unemployment insurance money to the unemployed, but more importantly, unemployment insurance institutions attach importance to vocational training and employment introduction, provide employment information and communicate effectively, and directly promote re-employment. The promotion of unemployment insurance is becoming more and more prominent. We can promote the reemployment of unemployed people by increasing the proportion of reemployment training expenditure and establishing employment-oriented mechanism.
4, the rational allocation of labor:
(1) Because of the existence of unemployment insurance, the unemployed get economic security when looking for a new job, and they are free from worries, and they have the conditions to find a job that matches their interests and abilities as much as possible, which is conducive to the rational allocation of labor;
(2) Due to the existence of unemployment insurance, employers have reduced the economic and social pressure of excluding redundant employees, which is conducive to making rational and reasonable employment decisions and rational allocation of labor.
Extended data:
Description of materials required for unemployment insurance:
1, copy of business license or approval letter for enterprise establishment;
2. The wage fund manual of this unit;
3. Show the Register of Labor Indicators of xx City;
4. Code book of the insured unit or enterprise.
The main reasons for unemployment are as follows:
First, the supply of labor exceeds demand.
China is the most populous country in the world. At the end of 1998, the total population reached1250,000, of which the economically active population reached 71000,000. Especially since 1980s, China has entered the peak period of working-age population, and the proportion of working-age population in the total population has obviously increased, with an increase of nearly 10 percentage point in ten years.
On the other hand, China is a developing country with a relatively low level of economic development and a relative shortage of other economic resources, which restricts the development and utilization of labor resources. According to the development trend, in the coming period, there will be about100000 new laborers every year, and about 30 million rural surplus laborers will flow across regions, and a considerable part of them will join the urban employment team.
In addition, with the deepening of the reform of enterprises and institutions, the problem of redundant workers formed in history will be gradually solved, and it will be an inevitable trend for a large number of redundant workers accumulated over the years to enter the social competition for employment. It can be said that the contradiction of oversupply of labor force will exist for a long time.
Secondly, China is making major adjustments to its economic structure. In line with this, the labor structure will inevitably be adjusted accordingly, which will inevitably cause some people to lose their jobs. This structural unemployment situation has increased the unemployment pressure.
Third, with the progress of science and technology and the improvement of labor productivity, traditional sectors in some fields, especially the primary and secondary industries, not only cannot expand employment capacity, but will reduce employment and divert part of the labor force, resulting in an increase in unemployment.
Fourth, it is because many unemployed people have single skills and low professional and technical level, which makes it difficult to meet the needs of employers. In addition, the concept of choosing a job is outdated, and it is impossible to develop employment opportunities by our own efforts, making it more difficult to achieve re-employment.
Fifth, China's current social security system is imperfect, its coverage is narrow, the market employment mechanism is not fully established, and there are obvious constraints on the flow and rational allocation of labor.
China People's Congress Network-People's Republic of China (PRC) Social Insurance Law