Generally speaking, there are two ways for fund dividends, you can choose by yourself. The bank will make a fixed investment fund for you. The default is cash dividend, and the other way is dividend reinvestment. The difference is that the former is to put the dividend money into your account, and the latter is to automatically convert the dividend amount into the corresponding fund share, which is generally free of subscription fees. I like to participate in dividends by reinvesting them. Anyway, funds, especially fixed investment funds, are long-term, so let it gradually increase its share and make money.
I hope I can help you.