However, the part transferred from the balance to Yu 'ebao can only be withdrawn to the balance first, and then to the bank card. There is a handling fee for this operation.

Just get the bank card directly from the bank card to the balance treasure, and there is no handling fee.

Starting from 20 16, 10, 12, Alipay officially started to withdraw cash, which stipulated that each person only had a free withdrawal amount of 20,000 yuan.

After the free withdrawal amount is exceeded, Alipay will charge a corresponding service fee of 0. 1% of the withdrawal amount at the time of withdrawal, starting from 0. 1 yuan. As long as the withdrawal amount is below 100 yuan, a withdrawal fee of 0. 1 yuan is required.

Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao.

Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China.

2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.

Yu 'ebao is a balance value-added service created by Alipay, a third-party payment platform. Through Yu 'ebao, users can not only get higher income, but also pay and transfer money at any time. Users can purchase wealth management products such as funds directly on Alipay website, and get relatively higher income. At the same time, the funds in Yu 'ebao can also be used for online shopping, Alipay transfer and other payment functions at any time.

The funds transferred to Yu 'ebao shall be confirmed by the fund company on the second working day, and the income shall be calculated for the confirmed share. The advantage of Yu 'ebao is that the funds transferred to Yu 'ebao can not only get higher returns, but also be paid at any time, which is flexible and convenient.

Yu 'ebao is a balance appreciation service launched by Alipay for individual users. You can get a certain income by transferring money to Yu 'ebao. Support Alipay account balance payment, savings card (including one card) funds transfer fast payment. # There is no handling fee at present. Through the "balance treasure", users can not only get the "interest" of the remaining funds in Alipay, but also get higher income than the interest of bank demand deposits. According to its official introduction, in 20 12 years, the interest of current savings of 654.38+10,000 yuan is 350 yuan/year, and the income of Yu 'ebao can exceed 4,000 yuan/year.

Yu 'ebao can be directly used for shopping, but Licaitong can't, unless you transfer it to the bank card first. There is little difference in transfer-in and transfer-out amount, times and arrival time. , and constantly adjust in different periods and under different operating conditions (capital scale, cooperative banks, different bank card bindings, etc.). ); However, Licaitong is more attractive than Yu 'ebao in terms of transferring income anytime and anywhere, because the frequency of opening WeChat every day is much higher than Alipay wallet.