Capital preservation fund: a capital preservation fund that provides a certain proportion of investment principal within a certain period of time. Funds use interest or a very small proportion of assets to engage in high-risk investments, and most assets are engaged in fixed-income investments, so that no matter how the market for fund investment falls, it will not be lower than the guaranteed price, thus achieving the so-called "guaranteed" effect. Internationally, the capital preservation fund can be divided into two types: guarantee fund and guarantee fund, in which the guarantee fund does not need a third party to provide guarantee. Generally speaking, a capital preservation fund invests most of its assets in fixed-income bonds, so as to pay the investor's principal when the fund expires, and the remaining assets are about 15%-20% invested in stocks and other tools to improve the return potential.

Hybrid fund is a kind of * * * mutual fund, and its portfolio includes both growth stocks, income stocks and fixed-income investments such as bonds.

The purpose of hybrid fund design is to let investors diversify their investments by choosing a fund type, without buying different styles of stock funds, bond funds and money market funds. Hybrid funds adopt both aggressive and conservative investment strategies, and their returns and risks are lower than those of stock funds and higher than those of bonds and money market funds. It is a wealth management product with moderate risk. Some well-run hybrid funds will even exceed the level of equity funds.