What is WeChat's regular financial management?
Regular wealth management products belong to short-term wealth management bond funds and low-risk varieties in securities investment funds. Their historical expected annualized expected returns and expected risks are higher than those of money market funds, but lower than those of hybrid funds, equity funds and ordinary bond funds.
The investment scope of term wealth management products includes cash, bank deposits, certificates of deposit, bond repurchase, short-term financing bonds, national debt, central bank bills, financial bonds, medium-term bills, corporate bonds and other financial instruments with fixed expected annualized expected returns allowed by China Securities Regulatory Commission.
Is WeChat's regular financial management safe?
Regular wealth management products are fund products with fixed investment term. It can only be redeemed when it expires, and by reducing liquidity regularly, it can exchange for higher expected annualized expected income than the money fund. It belongs to low-risk products, and the expected risk level is higher than that of money funds, and lower than that of hybrid funds, stock funds and ordinary bond funds.
Judging from the investment scope of regular wealth management products, the possibility of loss is very small, but losses may also occur under certain circumstances, such as the loss of bond investment.
The above is about "What is WeChat regular financial management? Is WeChat's regular financial management safe? " From the above introduction, it is found that WeChat regular financial management is a low-risk financial management product, but its risk is still higher than that of the money fund, and the expected annualized income is also higher than that of the money fund. Investors should know carefully before investing.