When the fund loses money, the first thing many investors think of is whether to redeem it quickly to avoid greater losses. In fact, not every loss-making fund needs to stop loss in time, and not all funds can return to their original capital through hard work.

When the market falls, if the fund loses money, how much money can be ignored?

When the loss range of this fund you hold is within 10%, don't worry at all. 10% is a relatively small loss range. In this case, you don't need to do any unnecessary actions, just keep holding, focus on the market and wait for the market to rebound quietly.

What if the fund's loss exceeds this range, such as having lost 20% or 30%? At this time, of course, some measures should be taken according to the actual situation of the fund. If the fund operates well and has a good texture, it will inevitably be affected when the market plummets. If there is a loss of about 20% or 30%, you can start to make a fixed investment plan at this position. By making a fixed investment to cover the position and spread the cost of the fund equally, you can untie the fund as soon as possible, because a well-run fund.

What kind of fund works better? There is a very simple judgment method, that is, we can take the performance benchmark of the fund or superimpose the market trend chart and the fund net value trend chart to see whether the decline of the fund is less than the reference when the market falls, and whether the market rises faster than the reference when it rises.

If the fund falls sharply and its operation is not good, you can consider changing the fund share in time and converting it into other funds with better operation, or you can solve it by fixed investment.